Explanation: According to the CompTIA Cloud Essentials objectives and documents, SaaS, or Software as a Service, is the best option for describing a cloud-hosted application in which the end user only creates user access and configures options. SaaS is a cloud service model that delivers and manages software applications over the internet, without requiring the end user to install, update, or maintain any software or hardware on their own devices. SaaS applications are typically accessed through a web browser or a mobile app, and the end user only pays for the usage or subscription of the service. SaaS providers are responsible for the infrastructure, platform, security, and maintenance of the software applications, and the end user only needs to create user access and configure options according to their preferences and needs. SaaS applications are usually designed for specific purposes or functions, such as email, collaboration, CRM, ERP, or accounting.
The other service models are not as suitable for describing a cloud-hosted application in which the end user only creates user access and configures options. MaaS, or Monitoring as a Service, is a type of cloud service that provides monitoring and management of cloud resources and services, such as performance, availability, security, or compliance. MaaS is not a cloud-hosted application, but rather a cloud service that supports other cloud applications. PaaS, or Platform as a Service, is a cloud service model that delivers and manages the hardware and software resources to develop, test, and deploy applications through the cloud. PaaS provides the end user with a cloud-based platform that includes the operating system, middleware, runtime, database, and other tools and services. PaaS providers are responsible for the infrastructure, security, and maintenance of the platform, and the end user only needs to write and manage the code and data of their applications. PaaS applications are usually customized and developed by the end user, rather than provided by the cloud service provider. IaaS, or Infrastructure as a Service, is a cloud service model that delivers and manages the basic computing resources, such as servers, storage, networking, and virtualization, over the internet. IaaS provides the end user with a cloud-based infrastructure that can be used to run any software or application. IaaS providers are responsible for the hardware, security, and maintenance of the infrastructure, and the end user is responsible for the operating system, middleware, runtime, database, and applications. IaaS applications are usually more complex and require more configuration and management by the end user, rather than by the cloud service provider.