Free QSA_New_V4 Questions Attempt

Testing with Live PANs

PCI DSS Requirement 6.4.3 requires that live PANs (Primary Account Numbers) only be used in secure and controlled environments within the CDE.

Pre-production environments located within the CDE must adhere to all PCI DSS requirements for security and monitoring​​.

Prohibited Uses

Testing with live PANs in environments outside the CDE violates PCI DSS. Only simulated data should be used in less secure testing environments.

Incorrect Options

Option A: Production environments are for real transactions, not testing.

Option B: Test environments outside the CDE are insecure for live PANs.

Option D: The QSA environment is irrelevant to the organization’s CDE testing controls.

PCI PIN Transaction Security (PTS) Standard:

The PCI PTS standard focuses on securing Point-of-Interaction (POI) devices, such as payment terminals, that process payment card transactions and protect account data during capture​​.

Clarifications on Covered Areas:

This standard includes specifications for physical and logical security controls to prevent unauthorized access to sensitive cardholder data on POI devices.

Invalid Options:

B:Secure coding practices are addressed by PCI PA-DSS (Payment Application Data Security Standard).

C:Cryptographic algorithm development is not specific to PCI PTS.

D:End-to-end encryption solutions are not covered under PCI PTS.

Intent of Risk Ranking

PCI DSS Requirement 6.3.2 requires that entities assign a risk ranking to vulnerabilities to prioritize remediation efforts.

This ensures that the most critical vulnerabilities are addressed in a timely manner, reducing the risk to the CDE​​.

Practical Implementation

Vulnerabilities are assessed based on potential impact and likelihood of exploitation, typically using industry-standard frameworks like CVSS.

High-risk vulnerabilities may require immediate attention, while lower-priority issues are remediated per schedule.

Incorrect Options

Option A: PCI DSS does not mandate a 30-day remediation window for all vulnerabilities; remediation timelines depend on risk.

Option B: Quarterly ASV scans are still required even with risk ranking.

Option D: Installing patches quarterly does not align with the dynamic prioritization of risks.

Multi-Factor Authentication (MFA)

MFA requires at least two factors from different categories: something you know (password), something you have (digital certificate), or something you are (biometric).

PCI DSS Requirement 8 mandates that credentials like certificates must be unique to each user​​.

Secure Certificate Use

Certificates must not be shared and should be assigned individually to ensure accountability and prevent unauthorized access.

Incorrect Options

Option A: Limiting certificates to administrative groups does not fulfill PCI DSS for all users.

Option C: Logging certificates for retrieval is unrelated to security requirements.

Option D: Certificates do not have a mandatory 90-day change requirement.