QSA_New_V4 Exam Dumps : Qualified Security Assessor V4 Exam

TheSoftware Security Framework (SSF)is intended to support entities usingbespoke and custom softwarewithin the Cardholder Data Environment (CDE). If the software is developed and maintained in accordance with theSecure Software Lifecycle (SLC) Standard, it can help demonstrate secure software development practices and potentially reduce the number of applicable PCI DSS requirements.

Option A:Incorrect. Not all payment software qualifies unless developed under SSF standards.

Option B:Incorrect. PCI PTS devices follow different hardware security standards.

Option C:Incorrect. PA-DSS has been retired; those applications are now listed as “Acceptable Only for Pre-Existing Deployments”.

Option D:Correct. Software developed under the Secure SLC Standard may help an entity meet some requirements in PCI DSS Requirement 6.

PCI DSSRequirement 11.5.2mandates the use of file-integrity monitoring (FIM) or change-detection tools to monitorcritical filessuch as system binaries, configuration files, and system parameters.

Option A:❌Incorrect. Manuals are not critical system files.

Option B:❌Incorrect. Regularly changing files (e.g., logs or temp files) are typically excluded.

Option C:❌Incorrect. Policies and procedures are reviewed but not subject to FIM.

Option D:✅Correct. System config and parameter files must bemonitored for unauthorised changes.

Thesettlement phaseis when:

Themerchant’s acquiring bank pays the merchant, and

Theissuing bank bills the cardholder.

This occursafter authorization and clearinghave already taken place.

Option A:❌Incorrect. Authorization verifies the card and funds but doesn’t trigger payment.

Option B:❌Incorrect. Clearing exchanges transaction details between banks but doesn’t finalise funds.

Option C:✅Correct. Settlement is whenfunds are actually transferred.

Option D:❌Incorrect. Chargebacks reverse transactions, not settle them.