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OH-Life-Agent-Series-11-44 Exam Dumps : OHIO Life Insurance Agent Series 11-44

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OHIO Life Insurance Agent Series 11-44 Questions and Answers

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Question 1

Reinsurers are a specialized branch of the insurance industry because they

Options:

A.

provide insurance to otherwise uninsurable individuals.

B.

provide alternative means.

C.

Insure insurers.

D.

keep premiums low.

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Question 2

If an Insured under a life insurance policy dies with an outstanding loan balance then the death benefit

will

Options:

A.

be reduced by the amount of the loan and interest owed.

B.

not be paid until the loan is repaid.

C.

be paid less the amount of the loan but not the interest.

D.

be paid less the amount of the loan interest but not the principal.

Question 3

What does a limited payment whole life policy provide?

Options:

A.

Protection to age 65.

B.

Life time protection.

C.

A lower premium.

D.

Pure protection.

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