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OH-Life-Agent-Series-11-44 Exam Dumps : OHIO Life Insurance Agent Series 11-44

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OHIO Life Insurance Agent Series 11-44 Questions and Answers

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Question 1

To receive proceeds from a death benefit, a minor

Options:

A.

must be related to the insured.

B.

can only be named as a contingent beneficiary.

C.

must be at least 16 years old.

D.

must have an appointed guardian.

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Question 2

Which rider would allow additional insurance to be purchased at specified dates or events, without additional underwriting?

Options:

A.

Guaranteed renewability.

B.

Guaranteed insurability.

C.

Cost of living.

D.

Disability income.

Question 3

Generally, rates charged for Insurance may NOT be

Options:

A.

discriminatory.

B.

cost prohibitive.

C.

excessive, inadequate, or unfairly discriminatory.

D.

different for persons withdiffering risk profiles.

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