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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam With Confidence Using Practice Dumps

Exam Code:
OH-Life-Agent-Series-11-44
Exam Name:
OHIO Life Insurance Agent Series 11-44
Certification:
Questions:
105
Last Updated:
Mar 3, 2025
Exam Status:
Stable
Ohio Department of Insurance OH-Life-Agent-Series-11-44

OH-Life-Agent-Series-11-44: OHIO Life Insurance Exam 2025 Study Guide Pdf and Test Engine

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Related Ohio Department of Insurance Exams

OHIO Life Insurance Agent Series 11-44 Questions and Answers

Question 1

An accelerated death benefit

Options:

A.

pays an additional benefit if the policyholder dies as a result of an accident.

B.

allows the policyowner to sell their policy to a third party.

C.

pays a portion of the face amount when a policyowner Is determined to be terminally ill.

D.

pays only in the event of an accident resulting in death.

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Question 2

An agent qualified to sell variable products in Ohio must report each of the following to the superintendent of Insurance EXCEPT

Options:

A.

a suspension from the National Association of Securities Dealers.

B.

the revocation of an insurance license held in another state.

C.

the sharing of commissions with another qualified agent.

D.

a felony criminal conviction.

Question 3

An Insured owns a whole life policy that has accumulated cash value. Which of the following statements Is true about the policy's cash value?

Options:

A.

The policy's cash value is viewed as investment growth and therefore subject to taxation for each calendar year.

B.

The growth of the policy's cash value Is not subject to income tax while the policy Is in force.

C.

It is subject to fluctuations of the company's overall performance.

D.

The cash value is not guaranteed.