Who has the right to change the beneficiary of an accident and health policy with a revocable beneficiary designation?
A policy of life insurance may NOT be delivered unless the policy has a:
To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:
Coverage for the first three pints of blood for Medicare enrollees is:
Under which marketing system do insurers solicit customers by mass media advertising and mail without the services of a producer?
The phrase, "this policy pays $1,800 for hospital room and board expenses," should include the:
A producer may be guilty of misrepresentation if the producer:
An insurance policy could be issued to cover losses resulting from any of the following EXCEPT:
All of the following are basic underwriting actions in accident and health insurance EXCEPT:
An elimination period in a disability income insurance policy is the:
Medical charges that fall within the range of fees normally charged for a given procedure in a certain geographical area are called:
All of the following are examples of unfair claims settlement practices EXCEPT:
When an accident and health insurer requires a covered individual to undergo a physical examination, who pays the cost of the examination?
Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain a:
Which type of coverage bases benefit eligibility on the capacity to perform activities of daily living?
An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer:
Which statement describes the most likely federal income tax treatment of death benefits paid to the family of an insured under an accident and health insurance policy?
An insurance producer or advisor in the State of Maryland can be disciplined by the MarylandInsurance Administration for all of the following EXCEPT:
Misrepresenting pertinent policy provisions relating to coverages after a loss is:
A health maintenance organization (HMO) must provide coverage for all of the following EXCEPT:
Reasonable and customary charges for health care are based primarily on:
All of the following are characteristics of a preferred risk applicant for disability income insurance EXCEPT:
Medical expense insurance typically EXCLUDES coverage for:
If an employer with 200 employees wants to offer health insurance and calls a SHOP Exchange Navigator, what should the navigator do?
An insurance adviser’s written contract with the client must include all of the following EXCEPT:
Giving policyholders some part of the agent’s commission as an inducement to purchase insurance is an unfair trade practice known as:
The Maryland Insurance Administration is an agency of the:
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