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Maryland Insurance Administration Life-Producer Exam With Confidence Using Practice Dumps

Exam Code:
Life-Producer
Exam Name:
Maryland Life Producer Exam (Series 20-27)
Certification:
Questions:
90
Last Updated:
Apr 3, 2025
Exam Status:
Stable
Maryland Insurance Administration Life-Producer

Life-Producer: Maryland Insurance Exam 2025 Study Guide Pdf and Test Engine

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Maryland Life Producer Exam (Series 20-27) Questions and Answers

Question 1

All of the following statements about universal life insurance are true EXCEPT:

Options:

A.

The Internal Revenue Code places a minimum limitation on the difference between the cash value and the death benefit

B.

It may be written with either a level death benefit or an increasing death benefit

C.

Withdrawals of the policy cash value are permitted and sometimes subject to a surrender charge

D.

Failure to pay the renewal premium automatically causes the policy to lapse

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Question 2

If a life insurer denies a policy of life insurance, the insurer shall disclose the results of any medicalexamination administered to determine insurability to the:

Options:

A.

Beneficiary of the policy

B.

Physician of the applicant's choice upon the request of the applicant

C.

Company’s underwriter

D.

Physician that furnished medical information to the insurer

Question 3

A refusal to do business with a particular individual or business is known as:

Options:

A.

An estoppel

B.

An injunction

C.

A boycott

D.

A binder