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OHIO Life Insurance OH-Life-Agent-Series-11-44 Book

OHIO Life Insurance Agent Series 11-44 Questions and Answers

Question 29

Generally, rates charged for Insurance may NOT be

Options:

A.

discriminatory.

B.

cost prohibitive.

C.

excessive, inadequate, or unfairly discriminatory.

D.

different for persons withdiffering risk profiles.

Question 30

What does a limited payment whole life policy provide?

Options:

A.

Protection to age 65.

B.

Life time protection.

C.

A lower premium.

D.

Pure protection.

Question 31

Kelvin is receiving tax deferred growth until retirement. In what phase would Kelvin's annuity be?

Options:

A.

Nonforfeiture period.

B.

Accumulation period.

C.

Annuity period.

D.

Payout period.